Budgeting is as important for single men and women as it is for couples. Nobody wants to worry about money, which makes financial freedom a universal objective. Here are a few budgeting tips specifically applicable to singles, which can act as a starting point towards your financial betterment. Single people can save significantly on transport costs If you live in a central location or a country where the public transport system is in good shape, you can easily get around the city without a car. If you’re single, chances are that the other 3-4 seats in your car are usually…
Author: Tina Roth
When you start your first business, you end up wearing multiple hats out of necessity. Lacking the financial resources to hire help, you are forced to embrace this reality, but after attaining a certain level of success, not only will you be able to bring people aboard, it will be necessary in order to scale it beyond a certain point. When you begin searching for employees, here’s what you should be looking for in three core areas. Sales While you will have to acquire your first accounts on your own, driving future growth will require someone else to be doing…
Starting a business is easy, but making a success of it is not. In the United States, small businesses make up more than 99% of all businesses. Failure rate is high among them, which necessitates the need to follow the tips below: Entrepreneurial self-image The biggest hurdle faced by budding entrepreneurs is battling with negative self-image. The entrepreneurial landscape is very competitive.The competition drains entrepreneurs out of self-esteem. Coping up with failure is often difficult for them. Though it’s unfair to generalize an entire demographic group, millennials, who make up the largest percentage of wannabe entrepreneurs, are often criticized for…
Life insurance is considered essential in every part of the world. Old age, sickness, and sudden mishaps are situations where one finds himself and his family members subject to a financially burdensome situation. A tailored life insurance product can help prevent financial hardship in these situations. Here are some life insurance tips that will help you choose a policy meeting your needs: Term or whole life The nature of the insurance is of foremost importance. Term life insurance and whole life insurance are two types of life insurance. The two types are unique and quite different from one another. It’s…
Maintaining a good financial health, managing your debt and paying it off on time is the best way to stay away from the death spiral of the debt trap. It is same as the theories taught to the car race drivers to reach their goal. The concept is interesting as there are few interesting similarities. During a car race, the drivers can reach the goal if they stay on the right path, maneuver the obstacles and curves in between and stay away from getting hit by the walls during the entire race. Speed is also an important factor to maintain…
The most important element to get financed easily is to have a healthy credit score and more and more people now are realizing the importance of it and make amendments to improve it. A good credit score can make a huge difference in your financial life. You would be surprised to know that a credit score can not only affect your loan eligibility but can also sometimes affect your job application as well. Therefore, it is important that you know the ways to keep your credit score as high as possible. But there are a variety of factors that have…
Consumers often confuse credit life insurance with conventional life insurance. The two are entirely different. While a standard life insurance pays out a certain amount of money in the event of the insurer’s death, a credit life insurance only pays his debt. In this article, I’ll demystify credit life insurance. If you are not familiar with how it works, read on. Benefit of lenders Credit life insurance is for the benefit of lenders. If the borrower is unable to pay off the debt, the lender could take him to court, and have him pay. But in the case of the…
When it comes to purchasing behavior, millennials and boomers are way different. Millennials value the buying experience alongside the product whereas boomers fixate on the product alone. Research shows that unlike boomers, millennials think short-term and don’t respond to traditional advertising methods. These findings are crucial because they speak volumes about millennial consumers. These findings also give insurance companies a hint of how they should deal with millennial consumers. Here are some effective tips: Highlight discount offers Millennials favor discounts and giveaways. A company called Excentus conducted an IPSOS survey of more than 1000 US consumers about favorite loyalty schemes…
Holidays, who doesn’t love them? Not only are those New York City Holiday Must-Sees & Dos amazing, but they give you stories to last a lifetime. Whether you’re going ziplining in Costa Rica or reading a book by the fire at a ski lodge, there are no rules. You do what you want because it’s your time. Alas, they can get pretty expensive though. Even those supposedly cheap road trips inevitably start adding up faster than you thought. So how exactly are you going to pay all of this off? Get Another Job Does it defeat the purpose to work…
With rental affordability increasing and home values continuing their post-recession ascent, home ownership is proving to be a strong investment. As more buyers, investors and sellers consider today’s real estate conditions, many wonder if markets in their area are on the rise. To assist, Zillow announced its annual predictions of the hottest housing markets for the year ahead. Where Home Values Are Accelerating In 2017, the hottest housing market(based on home value appreciation and economic stability) is Nashville, Tennessee.Nashville, known for its harmonic culture and country charm, is seeing rapid commercial progress due to recent corporate newcomers. Big businesses including…