Having a good credit score is important for several reasons. Lenders reward loan applicants who have higher credit scores with better interest rates. You can save thousands of dollars over the life of a loan simply by having a lower interest rate. A higher credit score can also help you qualify for a car or …

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We all can agree that cars make our lives easy, and commuting less stressful. Great cars have become more affordable and affordable cars have become great, which has made buying a car easier for many. However, maintaining a car is a whole different story. It is expensive, and if your car is not insured, then …

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The first step in securing your financial future is to make a plan. But even if you have a plan, or even if you are in the process of creating a plan, there are financial pitfalls that you must avoid. Making common financial planning mistakes can cost you tens of thousands of dollars in the …

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That new car you bought sounded great at the time, but now that you are making monthly payments, it doesn’t feel so great. You might feel like you are stuck making payments until your loan is paid in full. In the past, this was typically the case, but thanks to Gravity Lending, you can refinance …

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I can fondly remember growing up, trying to figure out how to make money as a kid. I tried to sell baseball cards. I would do extra chores around the house. I even tried to start a club for other kids in the neighborhood to join and charge them a membership fee! Most of my …

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There is an old saying that goes, one man’s trash is another man’s treasure. For most of my life, I disregarded this saying. After all, when I drive down the street and see garbage cans at the end of driveways, I am never curious to look through the trash to find anything. My feeling is …

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We’ve all been there before. We are rushing around and we drop our smartphone. Ideally, the case and even screen protector that we are using should limit the damage, but in some cases they do not. We end up with a cracked smartphone screen. What are your options? Fix it? Buy a new phone? Go …

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There is a lot of information out there on how to build a good credit history. Sadly, most of the information is all hype with very little substance. The articles lure you in by making you think you can revolutionize your credit overnight. The reality is that it takes work on your part to improve …

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