It’s well-known that American health care differs radically from other countries. It’s important to understand how they differ so the US system can be improved over time. These are the five ways in which American health insurance differs from that of other first world countries. 5 Ways US Healthcare Differs From Other Countries #1. Insurance …
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Estate planning is the process of establishing a framework to manage your assets upon death, disability or incapacity. It involves creating documents that outline your wishes. While estate planning is not a pleasant task, it is critical that you implement it before you need it. Here are seven critical documents necessary to cover the aspects …
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Several decades ago, whole life insurance was much more popular than term insurance. People preferred a policy that would never expire and that they could withdraw money from, much like they could a savings account at a bank. However, as the cost of living rose, many individuals discovered that they could not afford the high …
If your income is low enough and you don’t want to (or can’t) sign up for Medicaid, you may be exempt from the penalty for remaining uninsured. According to HealthCare.gov, the federal ObamaCare website, one reason for exemption from the Individual Responsibility Payment is “You don’t have to file a tax return because your income …
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For me, “affordable care” will actually be double what health insurance would currently cost. And if that’s not bad enough, my choices in 2014 are just a fraction of what they are today – a measly six options after January 1st compared with 27 now. I can live with fewer choices but am I missing …
The Affordable Care Act requires most people in the United States to have health insurance starting in 2014. While undoubtedly beneficial for many, a number of those currently uninsured are in for a shock during the open enrollment period that starts October 1, 2013. Will you be one of them? If you currently lack health …
If you live in a arid climate, you’re probably wondering when the next wildfire is going to start. It’s a favorite theme here in our home state, Colorado. We’ve had plenty of wildfires in past years. And now the first barn-and-house-burner, the Black Forest fire (between Monument and Colorado Springs on the I-25 corridor), has …
In less than six months, you may have to make one of the most important decisions of your life: which health insurance plan to choose for you and/or your family. Although millions of people have ‘solved’ this problem by choosing not to carry insurance at all, it won’t be an option, come January 1st. By then, the Patient Protection …
You Must Make A Decision on Health Care Insurance…Soon! Read More >>
The benefits of purchasing a medical insurance policy include no NHS waiting lists, receiving treatment in a private hospital, choice over the consultant and date of care, but perhaps most of all, peace of mind that you will be covered for any eventuality. Several people also consider private hospitals and treatment to be a better …
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When President Obama won re-election last November, it all but guaranteed that The Affordable Care Act (commonly referred to as Obamacare) was here to stay. I previously wrote what you need to know about the new healthcare law, but wanted to talk today about some possible unforeseen side effects, including losing healthcare. Potential Ways Of …
Did you know that you probably have a greater chance of being injured or disabled than dying during your working life? Why then do most people carry large amounts of life insurance but don’t have any disability insurance? Why do we spend good money to insure our cars, our homes and other possessions against damage …
A little event recently reminded us why living in the West is not always a blessing: Nearly two hours of bruising, bouncing hail, combined with heavy rain and flooding. A few tornadoes, as well. During the long shoveling/mopping up process afterwards, several things came to mind. Hopefully, you may never have to deal with storms …
